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Wishing You!

Wishing you
Joy and Happiness
throughout the New Year !
And may God help us
to have a Peaceful Millennium!!


With Warm Regards and Best Wishes...

Chikku, Roshan,
Susan, and George

 **********
Address Separator:

Dr. George Paul's Email Address: ibsrsh@qualitynet.net
Dr. George Paul's Internet Page: http://punnakottil.tripod.com

Mail Address:
Dr. George Paul
Institute of Banking Studies,
P.O Box 1080 Safat,
Safat 13011,
Kuwait.

Phone: 965-2407278 / 2431746 (Office);
Fax: 965-2455839